Nalo for Firms

A tool that’s 95% right saves you nothing.

Because you still check every line. Nalo books on its own only inside a hard bound — small, pattern-backed expenses, capped at $200, never income — tells you plainly when it isn’t sure, and hands you the exceptions instead of a pile you have to re-verify.

We’re onboarding a small number of firms as design partners.

The problem isn’t the 90% it gets right.

Automated categorization is confidently wrong often enough that you check everything anyway. So the hours come back, plus the hours spent finding what it broke.

The industry has a name for the damage: phantom data. Transactions that look correct but sit in the wrong account, duplicated, or misclassified. Nothing errors. The books balance. The reports are just quietly wrong, and you find out at tax time.

That’s the failure Nalo is designed around. Not speed. Certainty.

It auto-applies only inside a hard bound

A deterministic rule, a pattern you confirmed, or a small high-confidence expense backed by that client’s own history — capped at $200, never income. Everything else is flagged and waits for a person. There is no confidence score for you to interpret, and your first correction retrains every matching row.

It learns each client, and rules never cross

Choose “Always” once and Nalo remembers how that client codes it. The Zelle to a contractor. The Amazon that’s COGS rather than supplies. What you teach on one client’s books never leaks into another’s.

It hands you exceptions, not a pile

Amounts outside a vendor’s settled range. The same payee coded four different ways. Same-day duplicates. Every finding shows the check that produced it and the transactions behind it, so you’re reviewing rather than re-verifying.

You shouldn’t trust it yet.

Nobody hands a machine their client’s books on day one, and we’d be worried about anyone who did.

So run it alongside what you do now. Nalo codes the month, you code the month, and it shows you exactly where the two disagree. You keep working the way you already work, and after a few weeks you’ll know precisely how much of it you can stop checking.

Every correction you teach makes it better at that client. That’s the point of the first month.

Biggest dollars first. Findings are ranked by what they’re worth, so twenty minutes never goes to a twelve-dollar variance before a twelve-hundred-dollar one.

Auto-booking has a hard bound. Nalo may book a small, pattern-backed expense on its own — under $200, high confidence, never income. Everything past that bound waits for your confirmation, and Nalo never writes to QuickBooks at all.

Every finding is traceable. The check that fired, the rule behind it, and the transactions underneath. Nothing is a black box you have to take on faith.

How the parallel month works

Connect the bank feed — or just bring an export

Nalo reads the client’s bank feed directly through Plaid — no QuickBooks Online subscription required to evaluate. Coming from QuickBooks Desktop? Send us a standard Transaction Detail export and we load it with you during the evaluation month; self-serve import is in development.

Confirm the account pairs

You tell Nalo which QuickBooks cash account matches which bank feed. Suggestions are clues only; nothing pairs until you confirm it. No evidence, no guess.

Both sides code the month

You keep working exactly the way you work now. Nalo codes the same month beside you, from the same bank activity, on its own.

Tie-out lays the two side by side

Month by month, disagreements first, biggest dollars first. Rows that can’t be fairly compared are separated under their own heading with the reason — never mixed into the count.

You judge every disagreement

Each row shows the evidence behind Nalo’s call and links to the underlying transactions. Where you’re right and it’s wrong, you’ve measured it honestly. After a few weeks you know precisely how much checking you can retire.

Client’s bankone feed, two readersYour booksQBO or Desktop exportNalocodes the same monthTie-outyou judge, read-only

Nalo never writes to your ledger, your categories, or QuickBooks. The one thing it asks you to confirm is which accounts to compare.

The two questions to ask any tool in this category

First: what happens to your ledger? Some tools replace it and become the system of record — powerful, but leaving means migrating again. Others overlay inside it. Nalo runs beside your books and syncs QuickBooks Online read-only, so evaluating it risks nothing and leaving costs nothing.

Second: will they tell you the price? As of August 2026, Nalo is the only tool in this category we know of that publishes both its per-client firm pricing and a free parallel-run evaluation month. We keep sourced comparisons with the main alternatives — including where they beat us — because required trust is worthless.

Nalo vs Digits · Nalo vs Booke AI · After Botkeeper · Leaving Desktop

What it doesn’t do

It doesn’t read receipts or guess at amounts. It keeps them attached to the transaction they belong to, where your accountant needs them.

It doesn’t file anything, or touch your tax work.

It doesn’t decide anything ambiguous on its own. Ambiguity goes to you, every time.

It doesn’t replace your review. It tells you where to spend it.

What it costs

Most firms already pay twice for every client: once for the ledger, once for the tool that makes it reviewable. QuickBooks Online Plus runs $115–140 per client. Keeper adds $25 on top.

$100 per client, per month — and Nalo is both. Each client’s books, review queue, findings and accountant export, in one price.

$85 per client beyond your 24th. The bigger your practice, the better your rate.

Past 50 clients, we move to annual terms — talk to us.

Run it alongside your current process for the first month. You’ll know exactly what it replaces before you pay for a second.

Their prices, published on their own sites and checked 9 August 2026. QuickBooks Online Plus is $115–140 per company per month depending on renewal date; Keeper’s Plus plan is $25 per client per month. Both sit alongside each other because neither replaces the other — Keeper reviews the ledger QuickBooks keeps. Prices are theirs and can change.

20
$2,000 / month

$100 per client. Nothing else.

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